Patient Financing
We understand that dental expenses can be significant. That’s why we’re proud to offer Patient Financing so that you can get the dental treatment you need, without financial constraints holding you back. 123Dentist Patient Financing offers several financing options to fit all budgets. In partnership with you, our professionals will help you choose the payment method that best suits your life and goal.
Financing plans that make you smile.
123Dentist Patient Financing* offers bite-sized payment plan options to make looking your best more affordable. Take advantage of flexible financing options, which allow you to achieve your full potential now – and pay later.
* See legal notes at the bottom of the page.
Is your dental treatment or procedure not covered by insurance?
Apply online, on your time – any time!
Apply anytime and get your approval status quickly – 24/7.
Give yourself the luxury of paying over-time instead of all at once.
Apply for financing online in minutes!
Insurance
We invite you to contact your insurance company to find out the terms and conditions of coverage for eligible dental care under your policy, and if the dental care is covered by your insurance, we encourage you to have your policy information on hand when you come to the clinic. Whenever possible, we deal directly with your insurance company online in order to obtain an immediate response on your coverage and thus allow you, if necessary, to pay only the non-covered portion of the treatment you received.
But if the dental treatment you require is not covered, or only partly covered by your insurance, we’re pleased to be able to offer you our 123Dentist Patient Financing – exclusively available only at participating dental clinics within our network.
Legal notes
*Upon credit approval. Subject to terms and conditions.
Canadian Dental Care Plan
Harbour Centre Dental follows the BC Dental Association Fee Guide, which is updated annually to reflect increasing dental supply costs, inflation, and other expenses. Currently, the CDCP Federal Fee Schedule does not align with provincial guides, resulting in patient co-payments ranging from 15% to 70%. Additionally, certain treatments may not be covered at all.
It is essential for patients to understand the CDCP coverage policies to know which services are included and to be aware of any applicable co-payments or additional fees.
Patient Responsibilities:
1. Verification of Coverage: We strive to verify coverage before appointments when time and portal access allow. However, it remains the patient’s responsibility to understand their plan’s coverage.
2. Payment Responsibility: Patients are responsible for all co-payments, deductibles, and charges not covered by the CDCP at the time of service.
3. Payment Options: We accept cash and credit/debit cards for your convenience.